4 Tips for Making a Payday Loan Work for You

Payday loans often get a bad rap, but in reality they can be a lifesaver when a financial emergency arises and pay day is not on the horizon. The key to making pay day loans work for you is to be educated and borrow responsibly. If you are in need of cash fast, consider the following tips when taking out a payday loan: Check Out Several Lenders Just like mortgage lenders or banks, not all payday lenders are the same. [Read More]

The Top Five Home Loan Rates In Five Of The Best States

All of the states in the U.S. frequently undergo a data and statistics collection which allows the government and special interest groups to rank the states by living conditions and quality of life. The top five states for this year are as follows: New Hampshire, Minnesota, Vermont, Wyoming and Virginia. When you also look at the home loan rates in these states, taking up residency there looks better and better.  New Hampshire [Read More]

Three Things You Should Know Before Your Go To Sell Your Gold Bounty

If you have a bounty of gold you are considering selling it for extra cash, you may want to do a few things first. This can include separating the materials and removing non-gold items like stones. You may also want to find out about the price of gold and what gold buyers in your area are offering for 24 karat gold. Here are some tips to help you get the most out of your gold materials when selling them to a dealer: [Read More]

Mortgage Loans For Recent College Graduates

Chances are if you've just graduated from college you don't have much money set aside for a down payment to buy a home. You probably haven't yet established a credit history either – another key factor lenders consider. But that doesn't mean you can't get a loan. Although lender guidelines vary, generally, you may qualify for mortgage assistance if you are a first-time home buyer. You also may find it easier to get a mortgage loan if you apply to a special program that assists college graduates within a specified number of months after graduating. [Read More]